Watercraft Warranty

Watercraft Warranty

Exotic

Exotic

Motor Home Warranty

Motor Home Warranty

Towable Warranty

Towable Warranty

Motorcycle Warranty

Motorcycle Warranty

OffRoad/ATV

OffRoad/ATV

Tire Warranty

Tire Warranty

FAQs

What are the payment options?

Our agnecy provides four easy payment and financing options to make your purchase even easier. 1) All major credit cards with the exception of Discover & American Express are accepted). 2) Personal Checks are the preferred method of payment, sent back with the agreement. 3) 90 days Same-As-Cash, which is three consecutive equal payments, until paid. 4) The warranty administrator offers direct Zero Percentage Interest for 12 or 18 months with a very small one-time setup-processing fee. The requirement has a minimum of 10% csh down to get started.

What is "Exclusionary Coverage"?

In this type of coverage EVERYTHING IS COVERED EXCEPT THE ITEMS EXCLUDED. A list of excluded items is provided and should be read carefully. This is the distinction between "named component" coverage and "exclusionary coverage". All "New" and "Supreme" plans are "exclusionary".

What is "Wear & Tear"

NORMAL WEAR AND TEAR is defined as the inherent and natural wear characteristics of mechanical parts on a vehicle. The Manufacturers of rv parts specify the lifespan and tolerances when certain parts will wear out from normal driving habits. They do not have to "breakdown", to wear out. Wear and Tear is normally an "Exclusion" on most Vehicle Service Agreements. Our plans offer this coverage.

What reassurance do I have that your policy will still be around when I need it?

Our administrator is insured, and backed by an A+ rated insurer. Our warranty company has no "unpaid" debt and operates under positive cash flow. Long-term, and well established in the industry. Backed by one of the largest life insurance companies in the world.

When is the best time for me to buy my warranty? I am still under the manufacturer's warranty, so why buy one now?

This question is frequently asked. And probably one of the most important questions in terms of understanding what is best for you. Not best for us, but best for you. In the sense of true consumer advocacy it is important to understand a few things in regards to when the time is right. Bottom line...Immediately. That is the best time. As soon as you have decided on a service plan, it is best for you to get it, and overlap some of your coverage. As the mfg's coverage begin to expire, an aftermarket service plan will kick in. Waiting is not a good option as it will only expose you to possible issues with the deeming of what every warranty plan in the country has called "Pre-Existing Conditions". Let me put it in easy terms. If you wait till your mfg is very close to expiring, and then you buy a warranty, and let's say 2 days later you have a problem needing repair and then in turn file a claim. People will be staring. Or versus having been under a policy for say 60, 90 days or even longer, as opposed to just signing up two days ago, put yourself in the position of the claims adjuster. Would questions be asked? Overlapping coverage is a good thing not a bad, it offers no disadvantage. When looking at terms of 7 years, what is the big deal of overlapping coverage for 6 months, 8 months, or even a year of which still with an underlying mfg warranty? Why take a chance and give ANY warranty company the opportunity for them to determine a pre-esisting condition? Is it reasonable to wonder perhaps the responsibility should have been with the mfg? Extended Service Contracts were designed to be sold at time of purchase, for protection down the road. And not to be "timed", and then stick an administrator with a large repair bill immediately on the onset. An integrable person would have to admit that could be considered "predetorial" by any one's standards. Your time is now. You found us "direct", you have the chance to buy at very low premiums, why wait? Did you get a full mechanical buyers inspection in writing before you made your purchase? Did you just take the word of the seller, dealer, or past service records to determine the current condition? Did you mandate to the seller to have an independant inspection in writing performed? Why not? How do you know then what problems are "existing"? Did you know...87% of rver's don't have their vehicle inspected prior to thier purchase. That is a huge mistake. Is that you? When to buy..... Procrastination and extended service agreements do not go well together. I have been doing this for nearly 20 years. You will not hear this GREAT info from any other agent. You should, but nobody cares like I do for your true protection. The plans I sell are highly nationally known and industry leaders. Our agency is the ONLY online company offering service plans from three of the top industry leaders. the products are good, but more importantly your knowledge is key to your success. Knowing what to do and some basics will give you the clear path to future claims, and overall top value long term for your investment. It is what I do and my calling to you. The RVer. If you would like further explanation and insight behind this aspect of warranty purchasing, plese feel free to call anytime. For further assistance and the ability for me to help you in many other ways including saving you even more possible hundreds of thousands of dollars, please visit my other website for America's only and 1st premier place for rver's to get the help they deserve in making their purchase. It starts at the purchase..... also try... www.rvnegotiator.com

Who accepts The Plan?

This is the easiest way to determine the recognition and the notarioty in which our program offers. At random: pick any major RV dealership or repair facility in a major city, or city of your choosing, (not your selling dealer, and preferrably at least 100 miles away). Next: Phone them up during regular business hours and ask to speak to the service department. Next: After reaching the service deaprtment, ask to speak to the peson directly responsible for processing warranty claims. Next: Ask them about Prizm Solutions and The Plan, or RV Shield. That should take care of any concerns and confirm the recognition.

Why buy now if I have warranty already?

It is much cheaper for you to buy under mfg as new, then it will be to purchase a used plan. The coverage is better, longer, and less inexpensive. You may forget. Our price may go up. Also, the benefits such as towing, meals, lodging, etc... can be utilized immediately whereas the mfg. would not offer these perks.

ALL Exclusionary Plans have the following listed Exclusions:

Hazardous waste disposal fees and other normal maintenance services and parts which include, but are not limited to: adjustments, Alignments, Wheel Balancing, Tune-ups, Sealing Boots, Spark Plugs, Spark Plug Wires, Glow Plugs, Hoses (except Steering and Air Conditioning), Drive Belts, Brake Pads, and Brake Linings or Shoes, Wiper Blades, Shop Supplies and Hazardous Waste Disposal fee. filters, Lubricants, Coolants, fluids and Refrigerants will be covered only if replacement is required in connection with a covered part and only for the amount specified by the manufacturer. Any of the following parts: Carburetor, Battery, Shock Absorbers, Standard Transmission Clutch Assembly, friction Clutch Disc and Pressure Plate, Throw Out Bearing, Manual and Hydraulic Linkages, Distributor Cap and Rotor, Safety Restraint Systems (including Air Bags), Glass, Lenses, Sealed Beams, Light Bulbs, Brake Rotors and Drums, Exhaust and Emission Systems, Windshield Wiper Arms, Weather Stripping, Trim, Moldings, Furniture, Wall Coverings and Walling, Window Coverings, Cabinetry, Countertops, Upholstery, and floor Coverings (such as carpet, tile, wood, and vinyl), Wood Items, Roofs, Bright Metal, Chrome, Zippers, Cup Holders, Ash Trays, Dash Pads, Squeaks, Rattles, Water Leaks, Wind Noise, Mirrors, Mirror Hinges, Hub Caps, Paint, Outside Ornamentation, Bumpers, Body Sheet Metal and Panels, Tires, Wheels, Rims, Wheel Studs.
 

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