During the last couple of outings discussions have been held with members of our motorhome group...
How do you compare to Good Sams Plans?
We understand they sell their coverage in 1 year terms. 1 year - unlimited miles As long as you renew, they will keep the rate the same next year, but, this 1 year term really limits them to exposure on coaches or customers who make big claims or who have claims often. This way they never get stuck with a problematic RV for a multi-year commitment. They choose not to re-new any coaches they deem to be problematic, which is when the customer needs the coverage the most. They sell a one year term, and bill monthly, for instance take a $1700 contract which they will bill $145 per month. In 4 months a customer would have gave them less than $600. If the customer has a $2,000 or $3,000 claim, do they think they are going to get their contract re-newed next year? Our coverage's are less expensive and in many cases more comprehensive in nature, and you can always cancel your policy ANYTIME, which makes it pro-rated. You do the math!! It is all about resale value, isn't it? Wasen't it when you bought the coach to begin with? After all, how much resale value is in a one year term on a service contract?
ALL Exclusionary Plans have the following listed Exclusions:
Hazardous waste disposal fees and other normal maintenance services and parts which include, but are not limited to: adjustments, Alignments, Wheel Balancing, Tune-ups, Sealing Boots, Spark Plugs, Spark Plug Wires, Glow Plugs, Hoses (except Steering and Air Conditioning), Drive Belts, Brake Pads, and Brake Linings or Shoes, Wiper Blades, Shop Supplies and Hazardous Waste Disposal fee. filters, Lubricants, Coolants, fluids and Refrigerants will be covered only if replacement is required in connection with a covered part and only for the amount specified by the manufacturer. Any of the following parts: Carburetor, Battery, Shock Absorbers, Standard Transmission Clutch Assembly, friction Clutch Disc and Pressure Plate, Throw Out Bearing, Manual and Hydraulic Linkages, Distributor Cap and Rotor, Safety Restraint Systems (including Air Bags), Glass, Lenses, Sealed Beams, Light Bulbs, Brake Rotors and Drums, Exhaust and Emission Systems, Windshield Wiper Arms, Weather Stripping, Trim, Moldings, Furniture, Wall Coverings and Walling, Window Coverings, Cabinetry, Countertops, Upholstery, and floor Coverings (such as carpet, tile, wood, and vinyl), Wood Items, Roofs, Bright Metal, Chrome, Zippers, Cup Holders, Ash Trays, Dash Pads, Squeaks, Rattles, Water Leaks, Wind Noise, Mirrors, Mirror Hinges, Hub Caps, Paint, Outside Ornamentation, Bumpers, Body Sheet Metal and Panels, Tires, Wheels, Rims, Wheel Studs.
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